Real Estate is property made up of the land, buildings and natural resources on it.
It entitles you to receive payments from Lendy, made to you out of the payments that we receive from the borrower of the loan you have chosen to invest in.
Note, the receivables participation is not a deposit and does not give rise to any rights under the Financial Services Compensation Scheme.
A Redemption occurs when an investor’s capital is returned. When investing with Lendy 'redemption' occurs when the borrower has repaid their loan.
Refinancing is the act of revising the way in which a debt is paid. For example, an individual may replace an older loan with a new loan that offers a more favorable rate.
The last day of the Loan Term on which all outstanding monies owed under the Loan Agreement should be paid by the Borrower.
Residential Property is property that is used as a dwelling. It can also be property that is in the process of being built or changed to become a dwelling.
Retail Property also known as commercial property is property used purley for business purposes.
Retained interest is interest that has been paid in advance by the borrower and is deducted from the Gross Loan Amount.
Risk vs. Return
The Risk v Return tradeoff suggests that high risk investments will provide a greater return. And vice-versa.