Is my lending guaranteed? January 03, 2020 14:41 Updated Follow Pre-administation Text No. Lending through a P2P platform is not risk-free and Lendy does not guarantee that your capital will be returned. Please see our information on Managing Risk here. Related articles When the borrower repays the loan, what happens to the capital? Where is the risk? What happens to my lending if I die? "Certified Documents" for KYC and AML purposes Can you explain the role RICS plays in your property valuations?