Is my lending guaranteed? April 16, 2019 09:03 Updated Follow No. Lending through a P2P platform is not risk-free and Lendy does not guarantee that your capital will be returned. Please see our information on Managing Risk here. Related articles When the borrower repays the loan, what happens to the capital? Where is the risk? What happens to my lending if I die? What return can I expect? Why can't Lendy disclose any further information on loans being dealt with by our legal department?