Is my lending guaranteed? September 02, 2019 11:56 Updated Follow No. Lending through a P2P platform is not risk-free and Lendy does not guarantee that your capital will be returned. Please see our information on Managing Risk here. Related articles When the borrower repays the loan, what happens to the capital? Where is the risk? What happens to my lending if I die? "Certified Documents" for KYC and AML purposes Can you explain the role RICS plays in your property valuations?